How to Entice Home Buyers in Today's Market

How to Entice Home Buyers in Today's Market - To sell your home today, the stars have to align favorably in the sky and you need to provide buyers with the right incentives.

Get your Free report "Get the Highest Price You Can When You Sell Your Home", click here

Need advice from a professional on your situation? Click here or call me at 1(800)474-2841

What is your opinion? I want to know.

Best regards,
Richard

On the Web at : http://www.pomisel.com/

Toll free: 1(800)474-2841

What You Can Do to IMPROVE Your Home Affordability in AZ

According to a recent article in the Arizona Republic, homes and rents are becoming less affordable for the average wage earner even in the rural areas. Arizona's median home price climbed 85% since the year 2000 to $260,000 in 2006. The median household income of Arizona residents increased only 15% to $54,900, according to a new study presented at the Governor's Housing Forum.

There are many affordable homes out there with motivated sellers that are willing to make deals to sell their homes. In any given market at any given time there are people that must sell their homes and move. It could be a job transfer, divorce, illness, financial problems or other reasons.

If you are a potential buyer thinking about getting a home, now is the time to find out if you can. It does not cost anything to see a good reputable lender and have them do the numbers and get pre-approved for home financing. You will know where you stand. If you are short due to finances and/ or credit problems, don't let that stop you.

A good lender will show you the steps you need to take to improve your finances and/ or credit score. Right there, that puts you way ahead of the pack. Make sure that you get an action plan that shows you specifically what needs to be done to get your credit and/or finances improved. They are usually motivated because they want your future business. ***A word of caution here. Just as in any other occupation, there are good and bad. The key is finding a "good reputable lender".

The next thing to do is find a good reputable and patient Realtor that is willing to help you through the process of getting you ready to buy a home. That Realtor may also be able to help you find the "good reputable lender" to see in the first place. It is not in the Realtor's interest to hook you up with someone who is not qualified to help you in perhaps the biggest purchase of your life.

What do you think? Send me a post.

To read the complete news article "Home-affordablilty problem spreading" AZ Republic, click this link http://www.azcentral.com/news/articles/0912affordable0912.html

If this post has prompted any questions or concerns, feel free to contact me for personalized and confidential assistance by email me or call me toll-free at 1(800)474-2841.

Or visit my website www.Pomisel.com to prepare your own customized home buying plan. Click on the VIP All Access Icon to get started.

Have a Great Day!

Richard

Foreclosures on the Rise in Outlying Areas

A recent article in the AZ Republic addressed the rise in Residential Foreclosures in the new communities in the outlying areas of Metro Phoenix. What caused this problem? There are several factors that are responsible, many of which are occurring simultaneously.

Home buyers have long flocked to metropolitan Phoenix's farthest flung suburbs to get the most house for their buck.In the housing market, it's known as "drive until you qualify" - the farther out you go, the less expensive the homes.But where affordability and steady appreciation once enticed many to the Valley's edges, foreclosures are now forcing them out. Read the complete story.

Here is my advice to avoid this happening to you. Stick to the fundamentals. If you can't afford a home now without using a "tricky-dicky loan", you'll just have to wait, save more money, reduce your spending and increase your income until you can. In all fairness, many people lose their jobs, get hit with huge medical bills, get divorced or have some other unfortunate life event hit them that caused them to lose their home. Life happens.

If you are a potential home BUYER , there are plenty of good deals out there with or without Foreclosures. Now you have a much better shot at finding the home you really want because the selection to choose from has never been so large. To find those deals and BUY a home of your own or a good investment property, Click Here.

"Insider Real Estate Secrets Revealed"
...a must-read for Home-Owners and Renters!
It's a FREE 12-lesson course covering more than 20 topics
exposing the realities behind buying and selling a home. Click Here

What do your think about the article? Give me your two cents :)

Richard Pomisel
Realtor
1715 W.Northern Ave., Suite 100
Phoenix, AZ 85021
Toll Free:1(800) 474-2841
Mobile: (602)214-1166
e-Mail: Richard@Pomisel.com

10 "Must Do" Steps to Sell Your Home this Year

This article is an answer to the number one question I get from people who are thinking about selling their homes or tried to sell and were unsuccessful...this time. I hope that this article will be helpful to you. I look forward to your feedback.

10 "Must Do" Steps to Sell Your Home this Year - It's a buyer's market in most areas of the country so if you're selling your home this year, be prepared for a marathon, not a sprint. Following these 10 tips will help you sell soon.

Get more detailed information specifically as it relates to your home selling plans.

Each month, we publish a series of articles of interest to homeowners, renters, families, singles, and seniors -- money-saving tips, household safety checklists, home improvement advice, real estate insider secrets, etc. Whether you currently are in the market for a new home, or not, we hope that this information is of value to you. Please feel free to pass these articles on to your family and friends. Sign up today.

Richard Pomisel, e-Pro, GRI
Real Estate Consultant
Dan Schwartz Realty Inc.
1715 W.Northern Ave., Suite 100
Phoenix, AZ 85021
Toll Free:1(800) 474-2841
Mobile: (602)214-1166
e-Mail: Richard@Pomisel.com

Losses Pile Up for Home Builders-More Good News For Buyers

The article from July 26 about home builder financial losses is GREAT NEWS for home buyers. Are you a first time buyer? A Trade-Up buyer? After the beating buyers took in 2004- 2006, this is the time you have been waiting for. This is YOUR TIME BUYERS. Check out this article for real data...not just a feeling.

If you are thinking of selling and Trading Up, you could be in a good position to profit. How you ask? You may be giving up a little on price and/or terms, BUUUUT... you will be asking for concessions from the Trade Up seller to get a better deal for yourself. You can get more house than you could have in the frenzied times of 2004-2006. You will profit if the deals are properly structured. Always do the numbers before deciding.

Check out the article below. Your comments are appreciated.

Beazer Homes USA Inc. said Thursday it swung to a loss in the fiscal third-quarter after the homebuilder cut prices to spur sales and took major charges to write down the value of unsold inventory.

Losses pile on for Home Builders- AZ Republic- July 26,2007

Thinking of Trading up to a New Home? Click here for answers.

Good News For Homebuyers in the Phoenix Metro Area

Two recent articles in the Arizona Republic and it's sister AZCentral.com web site are very encouraging for potential home buyers. When I talk with some potential home buyers and they tell me the Real Estate market is bad now, I shake my head in disbelief as to how they arrived at that assessment. I say, "wait a minute". You are a HOME BUYER, not a HOME SELLER. This market is just what you have been waiting for.

But, you can't wait long. Yes prices will drop some, but you are losing lots of money in ownership benefits, and still making your landlord rich. What is in it for you to wait? Figure out the lost tax savings and equity buildup. Do the numbers then decide. A $20,000 drop in price will mean about a $133.00 drop in your monthly payment @ 7% interest on 30 yr fixed rate, or a latte a day ($4.43) at Starbucks.

My advice is, if you have a steady job and a little in savings, you can buy a home now at low interest rates and with seller concessions that can cover most if not all of your out of pocket going in costs. You don't need a big pile of cash in savings to buy a home now with safe fixed rate financing at payments you can afford. Stop renting and buy now before it goes back up again.

The Arizona Republic, July 12 - SE Valley home resale numbers continue decline. Traditionally June brings more home sales as families look to relocate before school starts. But that didn't happen this year.http://www.azcentral.com/community/gilbert/articles/0712tr-resales0713.html

AZCentral.com, July 11 – Realtors expect home prices to bounce back in 2008. The prices of existing and new homes are expected to bounce back next year after a dreary 2007, a real estate trade group said Wednesday.http://www.azcentral.com/business/homesales/articles/0711biz-homeprices11-ON.html

Visit my website http://www.pomisel.com/ for FREE information.
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Richard Pomisel
Real Estate Consultant
Dan Schwartz Realty Inc.
Phoenix, AZ 85021
Toll Free:1(800) 474-2841
e-Mail: Richard@Pomisel.com

You Can Buy and Sell Individual Houses With an Self-directed IRA

Retirement planning is even more important than ever. Most of today's Retirement Plans are much different than the guaranteed pension income of our Parents and Grandparents. If you have a 401K, 403B, or IRA, you are now fully responsible for your investment choices and results. So, in addition to wearing your employee or business owner hat, you must be your own investment expert.

Most of today's investment experts stress diversification as a way to minimize risks of loss. Laws have changed. You are now allowed to invest directly in Real Estate, even purchasing and selling individual properties through your IRA. You are no longer at the complete mercy of the Stock Markets and Mutual Funds. Investing in Real Estate with a Self-Directed IRA can really kick your returns into overdrive. This recent article will give you some valuable tips. I look forward to your comments.

Diversify an IRA with Real Estate - A self-directed IRA allows the owner to invest in real estate, but the rules and risks are many.

Your Real Estate Professional,

Richard Pomisel
Real Estate Consultant
Dan Schwartz Realty Inc.
Toll Free:1(800) 474-2841 (save money on your call)
email: Richard@Pomisel.com

Visit my website http://www.pomisel.com/ for FREE information.
Free Report Fixer Uppers, Facts and Myths
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Free List of Foreclosures and Bank Owned Properties
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